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Veterans & VA Loans

Our Commitment to Service Members

We will donate 5% of the commission from every VA purchase will be donated to the PTSD Foundation of America.

To give back to those who have given of themselves so freely. PTSD Foundation of America is a non-profit organization dedicated to mentoring our combat veterans and their families with post-traumatic stress. Many warriors are coming home with visible wounds; countless others are coming home with scars we cannot see. Wounded souls from witnessing the horrors of war over and over again. We feel it is our duty as Americans to help these mighty warriors and their families adjust and find their new normal. 

About VA Home Loans

VA helps Service members, Veterans, and eligible surviving spouses become homeowners. As part of the VA's mission to serve you, they will provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.


VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.


Eligibility Requirements

The length of your service or service commitment and/or duty status may determine your eligibility for specific home loan benefits.


Purchase Loans and Cash-Out Refinance: VA guaranteed loans are available for homes for your own personal occupancy. To be eligible, you must have a good credit score, sufficient income, a valid Certificate of Eligibility (COE), and meet certain service requirements. 


Interest Rate Reduction Refinance Loan (IRRRL): The IRRRL is a "VA to VA" loan, meaning it can only be applied to refinance an existing VA loan. An IRRRL can be done only if you have already used your eligibility for a VA loan on the property you intend to refinance.


Native American Direct Loan (NADL) Program: The NADL program helps Native American Veterans purchase, construct, improve, or re-finance a home on Native American trust lands. Your tribal organization must participate in the VA direct loan program. You must have a valid Certificate of Eligibility (COE) and meet certain service requirements. 


Adapted Housing Grants: VA helps Veterans with certain total and permanent disabilities related to your military service obtain suitable housing with either a Specially Adapted Housing (SAH) or Special Housing Adaptation (SHA) grant. 


CLICK HERE TO APPLY NOW


BILL & KYLIE RAPP | 281-222-0433 | Contact Me
820 W 17th St - Houston, TX 77008
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