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Conventional loans are designed to serve the needs of both homebuyers and those who would like to refinance or remodel their existing home. Borrowers interested in conventional programs would be seeking to reduce closing costs by eliminating guarantee fees that may be associated with government-backed programs.
Conventional Loan Programs Include:
Government Loans are guaranteed by a federal or state agency, such as Federal Housing Administration (FHA), Veteran's Administration (VA) and Rural Development (RD). Government loans are designed to enhance homeownership affordability by allowing minimal down payments and less stringent approval guidelines
Government Loan Programs Include: