Hello! My name is Bill Rapp, I’m the “Mortgage Viking” based right in Houston, TX. I’m very good at what I do, and I am available for hire if you are serious about getting your mortgage approved.

I’m licensed in 14 states and I help people achieve their dream of home ownership.

We are Mortgage Bankers that function like Mortgage Brokers. So we can shop your loan to get you the best deal but also fund all of our own loans. We have access to all kinds of loan programs including: Conventional, FHA, VA, USDA, and Non-QM or Qualified Mortgage.

I also originate commercial mortgage loans and private money loans for investors!

The purpose of this video is to give you a 5 Step Process to Home Ownership and Your Financial Freedom!


Step #1 Pull out Your Credit Score

This step is crucial for many reasons but before we go over the specifics, let’s take a look at what’s a bad credit score and what’s a great one:

● Scores that are considered poor are anything below 619

● Scores that are considered fair are between 620 - ­639

● Scores that are considered good are between 640­ - 739

● Scores that are considered great are over 740

Now the reason why you want to consult your credit score first is because you want to know where your score is, that way you can put some strategies in place with people like me or a credit agency to increase your score, especially if your score is under “640”.

I would always suggest considering an expert, and you can find more information by clicking the link below: